Investor Insight

Weighing Strategies for Dollar-Cost Averaging

By investing in mutual funds over specific periodic intervals such as monthly or quarterly, you may or may not reduce risk.

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Estate View

Early Death Benefit Provisions of Canadian Life Insurers

Most Canadian Life Insurance companies provide policyholders diagnosed with a terminal illness with some form of early access to a portion of the death benefit. However, the specific terminology, eligibility requirements, and benefit amounts vary considerably. Living benefit, Early Death …

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Mortgages

Reviewing your mortgage is important

We have been blessed with low-interest rates affecting lower mortgage rates. Have you thought about what happens to mortgage rates and how a household’s expenses go up when these rates rise?

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Mortgages

Mortgage planning to fit your financial strategy

As part of your overall financial strategy consider your mortgage strategies to access financing, reduce risk, and protect your real estate investments.

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Planning Ahead

Don’t let debt risk your future financial security.

The average debt-to-income ratio among Canadian families is now at a record high of 163 percent. This means that, for every $100 of disposable income earned per annum, the average family owes $163.

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