Upon the death of a spouse in Canada, specific rules govern the transfer of Registered Retirement Savings Plans (RRSPs) and Tax-Free Savings Accounts (TFSAs) to the surviving spouse. These “rollover” provisions are designed to allow for the tax-deferred or tax-free …
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Understanding beneficiary designations in Canada is a critical aspect of estate planning, often overriding provisions made in a will. This is because certain assets, by their very nature, allow for direct beneficiary designations that operate outside of the estate and …
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Life insurance needn’t be a boring topic. It’s the foundation of a sound financial plan. Moreover, protecting our family’s financial future is of great interest.
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It is important to plan ahead regarding your mortgage. A mortgage specialist can help you review your needs looking at developing your most advantageous financial strategies.
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