An estate plan prepares in advance for the distribution of your wealth at the time of death in the most tax advantageous way. Here are a few strategies to accomplish this. Estate planning is generally done years ahead, to avoid taxation pitfalls that can erode wealth transfer to heirs.
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Every adult needs an up-to-date will. Without a will, provincial laws outline how an estate is to be settled, which may not reflect your wishes. Outdated wills may not allow for changes in: • family circumstances such as a new …
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Start-up firms and smaller companies are especially vulnerable to risk because they often lack considerable company sophistication and in-house risk-control expertise. Some risks are potentially devastating and therefore must be insured against; others are less menacing. We can broker for …
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We have been blessed with low-interest rates affecting lower mortgage rates. Have you thought about what happens to mortgage rates and how a household’s expenses go up when these rates rise?
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