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		<title>Greed and Fear: The dilemma of investing without an advisor</title>
		<link>https://enews.adviceonwebsites.com/why-you-cant-select-the-best-time-to-invest/</link>
		<comments>https://enews.adviceonwebsites.com/why-you-cant-select-the-best-time-to-invest/#respond</comments>
		<pubDate>Mon, 01 Jun 2026 04:50:41 +0000</pubDate>
		<dc:creator>Adviceon.com</dc:creator>
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		<category><![CDATA[Dual License (DL)]]></category>
		<category><![CDATA[investor-insight]]></category>
		<category><![CDATA[MF]]></category>

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		<description><![CDATA[Many people get caught up timing the market, when influenced by either of the two emotions, greed or fear. Here’s why this never works. 
]]></description>
 
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		<title>Life insurance business strategies</title>
		<link>https://enews.adviceonwebsites.com/advisors-have-the-solutions-for-your-business/</link>
		<comments>https://enews.adviceonwebsites.com/advisors-have-the-solutions-for-your-business/#respond</comments>
		<pubDate>Mon, 01 Jun 2026 04:37:13 +0000</pubDate>
		<dc:creator>Adviceon.com</dc:creator>
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		<category><![CDATA[Dual License (DL)]]></category>
		<category><![CDATA[financial-viewpoint]]></category>
		<category><![CDATA[LI]]></category>
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		<guid isPermaLink="false">http://enews.adviceonwebsites.com/?p=4503</guid>
		<description><![CDATA[Financial products and services address specific needs in your financial plan and help you build a successful business. As an advisor, I can access a broad range of insurance, investment, employee disability, and group benefits to help meet your individual &#8230;]]></description>
 
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		<title>Understanding Condo Financial Risks</title>
		<link>https://enews.adviceonwebsites.com/understanding-condo-financial-risks/</link>
		<comments>https://enews.adviceonwebsites.com/understanding-condo-financial-risks/#respond</comments>
		<pubDate>Mon, 01 Jun 2026 04:30:48 +0000</pubDate>
		<dc:creator>Adviceon.com</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[article]]></category>
		<category><![CDATA[MG]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">https://enews.adviceonwebsites.com/?p=6912</guid>
		<description><![CDATA[When shopping for a condominium home, consider the following potential financial risks as a condo ages. Every condo has a board whose job is to manage the physical and financial health of the condo, a massive undertaking.  1. Services and &#8230;]]></description>
 
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		<title>Unpacking 3 major components of a mortgage</title>
		<link>https://enews.adviceonwebsites.com/unpacking-the-various-parts-of-a-mortgage/</link>
		<comments>https://enews.adviceonwebsites.com/unpacking-the-various-parts-of-a-mortgage/#respond</comments>
		<pubDate>Mon, 01 Jun 2026 04:01:20 +0000</pubDate>
		<dc:creator>Adviceon.com</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[MG]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://enews.adviceonwebsites.com/?p=1967</guid>
		<description><![CDATA[A mortgage payment generally consists of several components: the mortgage principal and interest, property taxes and mortgage life insurance.]]></description>
 
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		<title>Why use a Mortgage Broker</title>
		<link>https://enews.adviceonwebsites.com/why-use-a-mortgage-broker/</link>
		<comments>https://enews.adviceonwebsites.com/why-use-a-mortgage-broker/#respond</comments>
		<pubDate>Fri, 01 May 2026 04:20:47 +0000</pubDate>
		<dc:creator>Adviceon.com</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[MG]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[previous]]></category>
		<category><![CDATA[real-estate]]></category>

		<guid isPermaLink="false">https://enews.adviceonwebsites.com/?p=5638</guid>
		<description><![CDATA[As a dedicated mortgage professional, I have access to numerous lending institutions offering unique mortgage products. First-time homebuyers or those either with a mortgage for renewal or looking to refinance, give us a call. You needn't look any farther as we offer great options as a one-stop broker.]]></description>
 
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		<title>TFSA vs. RRSP: Withdrawal Rules</title>
		<link>https://enews.adviceonwebsites.com/tfsa-vs-rrsp-withdrawal-rules/</link>
		<comments>https://enews.adviceonwebsites.com/tfsa-vs-rrsp-withdrawal-rules/#respond</comments>
		<pubDate>Wed, 01 Apr 2026 13:36:58 +0000</pubDate>
		<dc:creator>Adviceon.com</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Dual License (DL)]]></category>
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		<category><![CDATA[registered-investments]]></category>

		<guid isPermaLink="false">https://enews.adviceonwebsites.com/?p=6898</guid>
		<description><![CDATA[Navigating the TFSA and RRSP landscapes can be tricky, especially with &#8220;re-contribution&#8221; traps. Here is the detailed breakdown of the rules, the historical limits, and why the TFSA is often the superior choice for large, one-time withdrawals. TFSA Contribution &#38; &#8230;]]></description>
 
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		<slash:comments>0</slash:comments>
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		<title>Maximizing the &#8220;Second Harvest&#8221;: A Strategic Guide to RRIF-to-TFSA Transfers</title>
		<link>https://enews.adviceonwebsites.com/maximizing-the-second-harvest-a-strategic-guide-to-rrif-to-tfsa-transfers/</link>
		<comments>https://enews.adviceonwebsites.com/maximizing-the-second-harvest-a-strategic-guide-to-rrif-to-tfsa-transfers/#respond</comments>
		<pubDate>Wed, 01 Apr 2026 12:58:54 +0000</pubDate>
		<dc:creator>Adviceon.com</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Dual License (DL)]]></category>
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		<category><![CDATA[registered-investments]]></category>

		<guid isPermaLink="false">https://enews.adviceonwebsites.com/?p=6892</guid>
		<description><![CDATA[For many retirees, the transition from saving to spending brings a surprising challenge: excess income. Once you convert your RRSP to a Registered Retirement Income Fund (RRIF) by age 71, the Canada Revenue Agency (CRA) mandates a minimum annual withdrawal. &#8230;]]></description>
 
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		<title>When Your RRSP Must Mature</title>
		<link>https://enews.adviceonwebsites.com/when-your-rrsp-must-mature/</link>
		<comments>https://enews.adviceonwebsites.com/when-your-rrsp-must-mature/#respond</comments>
		<pubDate>Wed, 01 Apr 2026 04:46:44 +0000</pubDate>
		<dc:creator>Adviceon.com</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Dual License (DL)]]></category>
		<category><![CDATA[investor-insight]]></category>
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		<category><![CDATA[mutual-funds]]></category>
		<category><![CDATA[previous]]></category>

		<guid isPermaLink="false">https://enews.adviceonwebsites.com/?p=6883</guid>
		<description><![CDATA[You are permitted to contribute to your RRSP up until December 31 of the year in which you turn 71, at which point your RRSP must be closed. This deadline is firm — missing it means the entire balance is &#8230;]]></description>
 
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		<title>RRSP and TFSA REVIEW 2026</title>
		<link>https://enews.adviceonwebsites.com/rrsp-and-tfsa-review/</link>
		<comments>https://enews.adviceonwebsites.com/rrsp-and-tfsa-review/#respond</comments>
		<pubDate>Sun, 01 Mar 2026 05:22:55 +0000</pubDate>
		<dc:creator>Adviceon.com</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Dual License (DL)]]></category>
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		<guid isPermaLink="false">https://enews.adviceonwebsites.com/?p=5774</guid>
		<description><![CDATA[Updated for 2026 What are some differences between a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP)? The tax benefits of the Tax-Free Savings Account (TFSA) The TFSA is a registered savings account that allows Canadian taxpayers &#8230;]]></description>
 
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		<slash:comments>0</slash:comments>
	<enclosure url="https://enews.adviceonwebsites.com/wp-content/uploads/2017/04/family63-1024x683.jpg" length="140649" type="image/jpeg" />	</item>
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		<title>How can I reduce business owner risks?</title>
		<link>https://enews.adviceonwebsites.com/how-can-i-reduce-business-owner-risks/</link>
		<comments>https://enews.adviceonwebsites.com/how-can-i-reduce-business-owner-risks/#respond</comments>
		<pubDate>Sun, 01 Mar 2026 05:00:28 +0000</pubDate>
		<dc:creator>Adviceon.com</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[business]]></category>
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		<guid isPermaLink="false">http://enews.adviceonwebsites.com/?p=443</guid>
		<description><![CDATA[Start-up firms and smaller companies are especially vulnerable to potentially devastating financial risk because they often lack big company sophistication and in-house risk-control expertise. We will help you gain control of your financial risk.
]]></description>
 
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		<title>Creating Wealth with Life Insurance</title>
		<link>https://enews.adviceonwebsites.com/creating-wealth-with-life-insurance/</link>
		<comments>https://enews.adviceonwebsites.com/creating-wealth-with-life-insurance/#respond</comments>
		<pubDate>Sun, 01 Feb 2026 05:06:14 +0000</pubDate>
		<dc:creator>Adviceon.com</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Dual License (DL)]]></category>
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		<category><![CDATA[life-insurance]]></category>
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		<guid isPermaLink="false">https://enews.adviceonwebsites.com/?p=6853</guid>
		<description><![CDATA[Life insurance provides a tax-free death benefit and is a necessary component of most financial plans. Let&#8217;s look at the Top Insights on using life insurance to protect our assets and build wealth.  Types Of Life Insurance  Term Insurance: Term &#8230;]]></description>
 
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		<title>How to prepare to qualify for a mortgage.</title>
		<link>https://enews.adviceonwebsites.com/how-to-prepare-to-qualify-for-a-mortgage/</link>
		<comments>https://enews.adviceonwebsites.com/how-to-prepare-to-qualify-for-a-mortgage/#respond</comments>
		<pubDate>Sun, 01 Feb 2026 05:00:34 +0000</pubDate>
		<dc:creator>Adviceon.com</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[MG]]></category>
		<category><![CDATA[mortgage]]></category>
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		<guid isPermaLink="false">http://enews.adviceonwebsites.com/?p=323</guid>
		<description><![CDATA[When you apply for a mortgage, there are several questions that a lender may ask.]]></description>
 
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		<title>The Advantage of Using a Mortgage Broker</title>
		<link>https://enews.adviceonwebsites.com/the-advantage-of-using-a-mortgage-broker/</link>
		<comments>https://enews.adviceonwebsites.com/the-advantage-of-using-a-mortgage-broker/#respond</comments>
		<pubDate>Sat, 01 Nov 2025 05:14:41 +0000</pubDate>
		<dc:creator>Adviceon.com</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[MG]]></category>
		<category><![CDATA[mortgage]]></category>
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		<guid isPermaLink="false">https://enews.adviceonwebsites.com/?p=6563</guid>
		<description><![CDATA[Mortgage brokers are valuable mediators in the Canadian mortgage market, offering distinct advantages for both new homebuyers and those undergoing mortgage renewal. Multiple Lender Access: Mortgage brokers work with numerous lenders, such as major banks, credit unions, mortgage finance companies, &#8230;]]></description>
 
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		<title>Estate Tax: Planning Wisely</title>
		<link>https://enews.adviceonwebsites.com/estate-tax-planning/</link>
		<comments>https://enews.adviceonwebsites.com/estate-tax-planning/#respond</comments>
		<pubDate>Sat, 01 Nov 2025 04:49:30 +0000</pubDate>
		<dc:creator>Adviceon.com</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Dual License (DL)]]></category>
		<category><![CDATA[estate-view]]></category>
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		<guid isPermaLink="false">https://enews.adviceonwebsites.com/?p=6696</guid>
		<description><![CDATA[Tax Planning is Legal: Canadians can legally arrange finances to minimize income tax. Tax Issues to consider: RRIF Withdrawals: Increases your tax burden and may result in an Old Age Security (OAS) clawback. Provincial Tax Rate: Living in a high-tax-rate &#8230;]]></description>
 
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