Running out of meds on vacation

March 1, 2020

When you are travelling out of the country make sure that you pack considerably more of your prescribed medications than enough needed only for your planned stay period. Why would you need more?

 

Oh, Honey, I forgot your meds! If you consider an extra week or two of vacation time and you run out of your meds you may face a challenge to carry on your stay and remain medically safe. Similarly, you may need more meds for a political crisis, emergency delays of flights or layovers caused due to complications arising from the weather or a virus pandemic which could cluster in your destination’s hotel, or cruise ship as it has happened during the 2019-2020 Coronavirus outbreak.

Consider buying Travel Health Insurance Many insurers carry specialized insurance to cover emergency health needs such as an accident or a sickness. The fees go up with your age but it is imperative that you are covered because health services can cost a small fortune and may be billed and payable on the spot by credit card.

Acquiring Medication while travelling is not easy If you are a Canadian needing more meds in the USA your doctor’s prescription is meaningless. You will need to see and pay for a medical professional assessment to acquire their authorizing signature, either at a pharmacy or another office prior to purchasing meds. This can derail half a day of your vacation including the time you may have to sit around and wait to see the medical practitioner. Add the cost of taxis to get to and from the practitioner’s and/or pharmacy office(s); plus the cost of the medical visit in the foreign country and the extra expense for meds which may not be the same prescription as you are used to using.

 

 

 

Publisher's Copyright & Legal Use Disclaimer

All articles are a legal copyright of Adviceon®Media.

The particulars contained herein were obtained from sources which we believe are reliable, but are not guaranteed by us and may be incomplete. This website is not deemed to be used as a solicitation in a jurisdiction where this representative is not registered. This content is not intended to provide specific personalized advice, including, without limitation, investment, insurance, financial, legal, accounting or tax advice; and any reference to facts and data provided are from various sources believed to be reliable, but we cannot guarantee they are complete or accurate; and it is intended primarily for Canadian residents only, and the information contained herein is subject to change without notice. References in this Web site to third party goods or services should not be regarded as an endorsement, offer or solicitation of these or any goods or services. Always consult an appropriate professional regarding your particular circumstances before making any financial decision.

Mutual Funds and/or Segregated Funds Disclaimer

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investment funds, including segregated fund investments. Please read the fund summary information folder prospectus before investing. Mutual Funds and/or Segregated Funds may not be guaranteed, their market value changes daily and past performance is not indicative of future results. The publisher does not guarantee the accuracy and will not be held liable in any way for any error, or omission, or any financial decision. Talk to your advisor before making any financial decision. A description of the key features of the applicable individual variable annuity contract or segregated fund is contained in the Information Folder. Any amount that is allocated to a segregated fund is invested at the risk of the contract holder and may increase or decrease in value. Product features are subject to change.